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The Scottish Government is committed to deliver 110,000 affordable homes by 2032, of which at least 70% will be available for social rent and 10% will be in our remote, rural and island communities. This is backed by £3.6bn funding available in this Parliamentary term including support of up to £30 million for the continuation of the demand-led Rural and Island Housing Fund.

SMEs play an important role in the delivery of affordable homes in all areas of Scotland both as developing landlords, contractors and the wider supply chain.

The Business Rates Incentivisation Scheme (BRIS) was introduced in in 2012-13 in recognition of the fact that the Scottish Government guarantees the combined General Revenue Grant (GRG) and distributable Non-Domestic Rates Income (NDRI) funding thereby reducing the incentive for local authorities to try and maximise their NDRI. The BRIS is focussed on incentivising local authorities to maximise their existing NDRI and also to grow their local business tax base. This is achieved by the Scottish Government setting annual locally based targets. Any local authorities that exceed their annual target retain half the extra income achieved from growth in their tax base until the next NDR revaluation assuming they maintain the extra income in the subsequent years. The amounts to be retained are calculated from local authorities’ audited annual non domestic rates returns. The information requested is set out in the following table.

Due to the impact of COVID-19 on NDRI as a consequence of the enhanced relief package, Scottish Ministers took the decision to suspend the scheme for both 2020-21 and 2021-22.

These are operational matters for Scottish Canals. Scottish Canals receives Grant in Aid for its core duties of operating and maintaining the waterways for which it is responsible as navigation authority .

Scottish Canals has benefitted from significant increases in grant in aid awards in recent years. Since 2019, the Organisation’s capital grant from the Scottish Government has increased by 87% and it has received an annual uplift in resource funding since 2020.

The Scottish Government has supported the development of the Scotland Loves Local (SLL) gift card scheme as part of the SLL programme aimed primarily at economic stimulus and building community wealth. The card can be pre-loaded with funds for rewards and gifts, including for use for retail, hospitality, transport, culture and leisure.

In February, we launched the £80 million Local Authority Covid Economic Recovery (LACER) fund which empowers councils to consider the needs of local businesses, communities and households and to target support to maximise economic recovery in their areas. The dual purpose approach of economic stimulus and support for low income households was first pioneered in late 2021 by East Ayrshire Council who chose to use their own funding to provide £20 and then £50 SLL Gift cards to low income households.

Some local authorities chose to use the existing SLL gift card scheme as a mechanism to deliver the dual purpose of support to low income households and local business. To date, over £12m of funding has been committed for the SLL cards targeted at low income households via the LACER. This includes Glasgow £8.9m, Aberdeen £1.1m, Argyll & Bute £800,000 South Ayrshire £500,000 East Renfrewshire £450,000 with other local authorities’ still to be confirmed.

The Deputy First Minister met with the financial services sector at the quarterly Financial Services Growth and Development Board (FISGAD) on 30 August 2022 and discussed measures industry and government can partner on to support households and businesses in Scotland.

Officials also regularly engage with UK Finance (representative body for the banking and Finance Industry) to discuss a range of issues affecting the mortgage sector including at their quarterly Board meetings in Scotland, last held on 10 June 2022, and on 1 September 2022 where discussions included the cost crisis, and the support lenders can offer customers in difficulty.

The Scottish Government remain in contact with the financial services sector on a regular basis in the current period and expect to engage regularly in the future.

We are continuing to work on the review of the Housing for Varying Needs design guide, including engagement with stakeholders, with a view to publishing a consultation on proposed updates to the guide before the end of the year.

Oversight and regulation of mortgage lenders is a reserved matter, as a result the Scottish Government has no powers or authority to intervene in the operation of the mortgage market, nor control mortgage or general borrowing rates.

However, the Scottish Government is committed to using levers it has available to support households through the Cost Crisis. Scottish Ministers and officials regularly meet with representatives of the financial services sector, including lenders, to discuss a range of matters including measures to support households and businesses in Scotland and have committed to continued collaboration throughout the cost crisis to tackle the immediate challenges and address key underlying structural issues.

A map of participating centres in the GBS3 trial is available on the GBS3 trial website and the Group B Strep support website .

Participation in such clinical trials is a matter for individual NHS Boards.The Scottish Government has twice contacted the Scottish Heads of Midwifery and Obstetrics and Gynaecology Clinical Directors within all NHS Boards to share the information provided on the GBS3 clinical trial and to make them aware of the opportunity for participation, on 31 May and 14 September 2022. The NHS Research Scotland Reproductive Health and Childbirth Specialty Group have also promoted the trial on several occasions through their monthly newsletter.

I refer the member to the answer to question S6W-10920 on 20 September 2022. All answers to written Parliamentary Questions are available on the Parliament's website, the search facility for which can be found at https://www.parliament.scot/chamber-and-committees/written-questions-and-answers

Scottish Government officials have engaged with UK Government counterparts regarding the provision of support to consumers such as park home owners who are ineligible for the £400 Energy Bills Discount Scheme. Officials have provided details on the number and location of mobile home sites in Scotland to assist with identifying how best to distribute the funding.

On 8 September, the Prime Minister announced a package of measures to help mitigate the impact of rising energy prices on consumers. This stated that those households who are not part of the regulated market, such as those living in park homes, are set to receive support through a new fund. The Scottish Government has asked for further detail and clarification, and have been advised that this will form part of the Chancellor’s fiscal statement later this month.