- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Submitting member has a registered interest.
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Date lodged: Tuesday, 23 August 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government whether it recycles the funding received through sales and tranching up of first-time buyer and Low-cost Initiative for First Time Buyers (LIFT) support schemes, and what total amount of funding it has recycled in each year since 2010.
Answer
Since 2010-11 the Scottish Government has recycled all receipts raised from shared equity sales.
Recycled receipts in each year are as shown in the following table.
| | Open Market Shared Equity £m | New Supply Shared Equity £m | Help to Buy £m | First Home Fund £m | Total £m |
2010-11 | 1.969 | - | - | - | - |
2011-12 | 0.956 | 0.354 | - | - | 1.310 |
2012-13 | 1.367 | 1.037 | - | - | 2.405 |
2013-14 | 3.007 | 1.981 | - | - | 4.989 |
2014-15 | 6.271 | 5.125 | 0.171 | - | 11.567 |
2015-16 | 8.151 | 6.316 | 1.100 | - | 15.567 |
2016-17 | 9.979 | 9.860 | 6.608 | - | 26.447 |
2017-18 | 17.887 | 8.431 | 12.464 | - | 38.782 |
2018-19 | 22.236 | 9.921 | 22.817 | - | 54.974 |
2019-20 | 23.798 | 10.817 | 35.063 | - | 69.679 |
2020-21 | 23.253 | 9.197 | 37.519 | 0.062 | 70.032 |
2021-22 | 31.714 | 12.678 | 48.997 | 3.003 | 96.392 |
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Submitting member has a registered interest.
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Date lodged: Tuesday, 23 August 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government what (a) gains and (b) losses it has made on its equity shares through the (i) sales and (ii) tranching up of properties purchased through first-time buyer and Low-cost Initiative for First Time Buyers (LIFT) support schemes in each year since 2010, broken down by each scheme.
Answer
We do not hold information centrally on whether income from shared equity investments relates to tranching up or open market sales.
Providing the information requested prior to 2017 could only be answered at disproportionate cost. Following a change to the way we recorded shared equity sales from 2017-18 we are able to provide the information requested in the following table.
| | Open Market Shared Equity £m | New Supply Shared Equity £m | Help to Buy £m | First Home Fund £m | Total £m |
2017-18 | 1.069 | 0.416 | 0.659 | - | 2.144 |
2018-19 | 2.239 | 0.317 | 1.476 | - | 4.032 |
2019-20 | 4.060 | 0.412 | 2.453 | - | 6.926 |
2020-21 | 4.142 | 0.494 | 3.598 | 0.014 | 8.248 |
2021-22 | 6.812 | 1.035 | 7.355 | 0.277 | 15.479 |
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Date lodged: Wednesday, 07 September 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government how many representatives of the mortgage lending industry it has met in 2022 to discuss the implications of the cost of living crisis for homeowners with mortgages on their property.
Answer
Scottish Ministers and officials regularly meet with representatives of the financial services sector, including lenders, to discuss a range of matters including measures to support households and businesses.
The Deputy First Minister met with the financial services sector (the quarterly Financial Services Growth and Development Board (FISGAD)) on 30 August 2022. Details of the membership of the Board can be found at https://www.gov.scot/groups/financial-services-growth-and-development-board/
Officials also regularly engage with UK Finance (representative body for the banking and Finance Industry). Details of UK Finance membership can be found at https://www.ukfinance.org.uk/
Attendees at such meetings vary according to representatives' availability.
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Date lodged: Wednesday, 07 September 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government on which dates it has met representatives of the mortgage lending industry to discuss the implications of the cost of living crisis for homeowners with mortgages on their property.
Answer
The Deputy First Minister met with the financial services sector at the quarterly Financial Services Growth and Development Board (FISGAD) on 30 August 2022 and discussed measures industry and government can partner on to support households and businesses in Scotland.
Officials also regularly engage with UK Finance (representative body for the banking and Finance Industry) to discuss a range of issues affecting the mortgage sector including at their quarterly Board meetings in Scotland, last held on 10 June 2022, and on 1 September 2022 where discussions included the cost crisis, and the support lenders can offer customers in difficulty.
The Scottish Government remain in contact with the financial services sector on a regular basis in the current period and expect to engage regularly in the future.
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Date lodged: Wednesday, 07 September 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government whether it will provide details of options that it discussed with representatives of the mortgage lending industry regarding the implications of the cost of living crisis for homeowners with mortgages on their property, and what the policy outcomes were of those discussions.
Answer
Oversight and regulation of mortgage lenders is a reserved matter, as a result the Scottish Government has no powers or authority to intervene in the operation of the mortgage market, nor control mortgage or general borrowing rates.
However, the Scottish Government is committed to using levers it has available to support households through the Cost Crisis. Scottish Ministers and officials regularly meet with representatives of the financial services sector, including lenders, to discuss a range of matters including measures to support households and businesses in Scotland and have committed to continued collaboration throughout the cost crisis to tackle the immediate challenges and address key underlying structural issues.
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Date lodged: Wednesday, 07 September 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government which mortgage lenders it has met in 2022 to discuss the implications of the cost of living crisis for homeowners with mortgages on their property.
Answer
I refer the member to the answer to question S6W-10920 on 20 September 2022. All answers to written Parliamentary Questions are available on the Parliament's website, the search facility for which can be found at https://www.parliament.scot/chamber-and-committees/written-questions-and-answers
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Submitting member has a registered interest.
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Date lodged: Tuesday, 06 September 2022
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Current Status:
Answered by Patrick Harvie on 20 September 2022
To ask the Scottish Government what Home Energy Scotland’s (a) budget and (b) actual spend has been to support (i) unique households, (ii) advice interactions, including advice provided to customers during telephone or email advice discussions, and (iii) low-income, potentially fuel-poor clients who were offered support in each year of its operation.
Answer
I refer the member to the answer to question S6W-07387 on 30 March 2022. All answers to written parliamentary questions are available on the Parliament’s website, the search facility for which can be found at https://www.parliament.scot/chamber-and-committees/written-questions-and-answers
This includes the funding provided to the Home Energy Scotland Advice Service in each year of operation. In each of the years listed Home Energy Scotland has fully used the allocated budget. Please note spend covers the main Home Energy Scotland funding relating to advice delivery cost.
A Home Energy Scotland advisor supporting an inbound enquiry from a new “unique” household will result in multiple separate advice interactions with that enquirer. Advisors also field calls from multiple different types of clients, including potentially fuel-poor clients. It is not feasible therefore to split the cost of delivering advice into the separate parameters requested.
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Date lodged: Thursday, 01 September 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government whether it plans to bring forward Compulsory Rental Orders for long-term vacant properties.
Answer
I refer the member to the answer to question S6O-01331 on 7 September 2022. The answer to the Oral parliamentary question is available on the Parliaments website, the Official Report can be viewed at:
https://archive2021.parliament.scot/parliamentarybusiness/report.aspx?r=13875
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Submitting member has a registered interest.
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Date lodged: Thursday, 25 August 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government what impact the reported rise in insolvencies among small and medium house builders is having on the affordable housing supply programme development pipeline.
Answer
We are not aware of any current difficulties affecting the immediate development pipeline related to insolvencies. We are unable to quantify the impact that the reported rise in insolvencies among small and medium house builders is having on the affordable housing supply programme development pipeline as for many projects until they are tendered we do not know who the house builder or construction company will be. Some local authorities and RSLs operate development framework agreements but we have not been made aware of any issues of insolvency affecting these frameworks. Scottish Government does not directly procure housing contracts. It is for Registered Social Landlords and Local Authorities to procure construction delivery partners.
- Asked by: Mark Griffin, MSP for Central Scotland, Scottish Labour
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Date lodged: Wednesday, 31 August 2022
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Current Status:
Answered by Shona Robison on 20 September 2022
To ask the Scottish Government, further to the answer to question S6W-09619 by Shona Robison on 19 July 2022, how many buildings to date have been remediated by developers across Scotland, broken down by local authority.
Answer
Data on developer led remediated buildings is not held by the Scottish Government.