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The work to design a potential homeowner assistance scheme is in the discovery phase which involves defining the scope of any potential scheme and evaluating the suitability of existing forms of assistance. This also includes identifying a resilient funding and delivery model. This discovery phase relies on existing resources until such time as a proposal is approved. This discovery phase work began during summer recess and is scheduled to completed in the coming weeks. Officials have regular engagement with potential delivery partners and homeowners as part of the overall process and additional discussions will be undertaken prior to any scheme launch.  

I refer the member to the answer to question S6O-01331 on 7 September 2022. The answer to the Oral parliamentary question is available on the Parliaments website, the Official Report can be viewed at:

https://archive2021.parliament.scot/parliamentarybusiness/report.aspx?r=13875

Please find data below for Home Energy Scotland advice interactions. Prior to 2013, fuel poverty was not a separate focus for advice services. Specific fuel poverty advice services figures are only available from 2013.

Scottish Ministers and officials regularly meet with representatives of the financial services sector, including lenders, to discuss a range of matters including measures to support households and businesses.

The Deputy First Minister met with the financial services sector (the quarterly Financial Services Growth and Development Board (FISGAD)) on 30 August 2022. Details of the membership of the Board can be found at https://www.gov.scot/groups/financial-services-growth-and-development-board/

Officials also regularly engage with UK Finance (representative body for the banking and Finance Industry). Details of UK Finance membership can be found at https://www.ukfinance.org.uk/

Attendees at such meetings vary according to representatives' availability.

I refer the member to the answer to question S6W-10920 on 20 September 2022. All answers to written Parliamentary Questions are available on the Parliament's website, the search facility for which can be found at https://www.parliament.scot/chamber-and-committees/written-questions-and-answers

The Deputy First Minister met with the financial services sector at the quarterly Financial Services Growth and Development Board (FISGAD) on 30 August 2022 and discussed measures industry and government can partner on to support households and businesses in Scotland.

Officials also regularly engage with UK Finance (representative body for the banking and Finance Industry) to discuss a range of issues affecting the mortgage sector including at their quarterly Board meetings in Scotland, last held on 10 June 2022, and on 1 September 2022 where discussions included the cost crisis, and the support lenders can offer customers in difficulty.

The Scottish Government remain in contact with the financial services sector on a regular basis in the current period and expect to engage regularly in the future.

The Scottish Government published an update to the housing and regeneration outcomes indicators on 16 June 2020. The `Sources, Thresholds & Updates` tab of the master spreadsheet details dates that each indicator was last updated. This spreadsheet also shows each indicator that is used by the Scottish Government.

Work is underway to update indicators with the latest available data where available, and will be published before 9 November 2022. However, some data sources do not have available data for more recent years to allow for the associated indicators to be updated. This is for a number of reasons, including the impact from coronavirus and resulting restrictions, and other changes on data collection. Affected indicators will be detailed in the publication.

I refer the member to the answer to question S6W-07387 on 30 March 2022. All answers to written parliamentary questions are available on the Parliament’s website, the search facility for which can be found at https://www.parliament.scot/chamber-and-committees/written-questions-and-answers

This includes the funding provided to the Home Energy Scotland Advice Service in each year of operation. In each of the years listed Home Energy Scotland has fully used the allocated budget. Please note spend covers the main Home Energy Scotland funding relating to advice delivery cost.

A Home Energy Scotland advisor supporting an inbound enquiry from a new “unique” household will result in multiple separate advice interactions with that enquirer. Advisors also field calls from multiple different types of clients, including potentially fuel-poor clients. It is not feasible therefore to split the cost of delivering advice into the separate parameters requested.

Oversight and regulation of mortgage lenders is a reserved matter, as a result the Scottish Government has no powers or authority to intervene in the operation of the mortgage market, nor control mortgage or general borrowing rates.

However, the Scottish Government is committed to using levers it has available to support households through the Cost Crisis. Scottish Ministers and officials regularly meet with representatives of the financial services sector, including lenders, to discuss a range of matters including measures to support households and businesses in Scotland and have committed to continued collaboration throughout the cost crisis to tackle the immediate challenges and address key underlying structural issues.

The following table shows how many staff have been allocated to the Home Owners Support Fund in recent years. Staff are fully trained and highly experienced and levels have been sufficient to meet demand for the Fund.