- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 3 March 2004
To ask the Scottish Executive what the current real term value is of the maximum student grant available in (a) 1979, (b) 1988 and (c) 1997.
Answer
The figures requested are shown in the table:
Maximum Student Grant Available
| Year | Amount of Grant | Value in 2003 Prices* |
| 1979 | £1,245 | £3,981 |
| 1988 | £1,990 | £3,375 |
| 1997 | £1,685 | £1,940 |
Note: *Using the retail price index as a deflator.
The maximum level of grant was frozen in 1990 with the introduction of mortgage style student loans. The level of grant was reduced and the maximum level of loan increased between 1994-95 and 1997-98 until the maximum support available was made up equally of grant and loan.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 3 March 2004
To ask the Scottish Executive what estimate it has made of the average cost to a person of undertaking further education, taking into account any (a) contribution towards fees, (b) graduate endowment obligation, (c) foregone earnings whilst studying and (d) other costs.
Answer
The cost to each studentwill vary depending upon the personal circumstances of the individual, wherethey are studying within the UK, and the level and length of their course. The Scottish Executive is, therefore, unable to provide an estimate of the average cost to aperson undertaking a course in further education. The graduate endowment doesnot apply to further education students.
The Executive is about tocommission a Scottish-based student income and expenditure survey. This surveywill provide comprehensive data on theincomes, expenditure and anticipated debt on graduation of a nationallyrepresentative sample of full-time and part-time undergraduate studentsstudying in Scotland and attending publicly funded higher education and furthereducation institutions during the academic year 2004-05.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 2 March 2004
To ask the Scottish Executive how many student loan borrowers have declared themselves bankrupt in each year since student loans were introduced.
Answer
Information on whether thebankruptcy proceedings in each case were the result of a petition by the debtoror one of his/her creditors is not held centrally.
I refer the member to the answer given to question S2W-6052 on 2 March 2004for the numbers of Scottish student loan borrowers who have been declaredbankrupt. All answers to written parliamentary questions are available on the Parliament’s website, the search facility for which can be found at:
http://www.scottish.parliament.uk/webapp/search_wa.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 2 March 2004
To ask the Scottish Executive how many student loan borrowers have been declared bankrupt in each year since student loans were introduced.
Answer
The number of Scottishstudent loan borrowers who have been declared bankrupt in each calendar yearare detailed in the table.
| Year | Number of Borrowers |
| 1990 | 0 |
| 1991 | 0 |
| 1992 | 2 |
| 1993 | 3 |
| 1994 | 3 |
| 1995 | 6 |
| 1996 | 13 |
| 1997 | 31 |
| 1998 | 75 |
| 1999 | 142 |
| 2000 | 150 |
| 2001 | 194 |
| 2002 | 329 |
| 2003 | 429 |
| Total | 1,377 |
Source: Student Loans Company
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 2 March 2004
To ask the Scottish Executive how many undergraduates have declared themselves bankrupt in each year for which figures are available.
Answer
Information on the number ofdebtors subject to sequestrationproceedings who are undergraduates isnot held centrally.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 2 March 2004
To ask the Scottish Executive how many undergraduates have been declared bankrupt in each year for which figures are available.
Answer
I refer the member to the answer given to question S2W-6049 on 2 March 2004.All answers to written parliamentary questions are available on the Parliament’s website, the search facility for which can be found at
http://www.scottish.parliament.uk/webapp/search_wa.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 26 February 2004
To ask the Scottish Executive whether any student loan debts have been sold to the private sector.
Answer
I refer the member to the answer given to question S1W-18120 on 27 September 2001. All answers to written parliamentary questions are available on the Parliament’s website, the search facility for which can be found at
http://www.scottish.parliament.uk/webapp/search_wa.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 26 February 2004
To ask the Scottish Executive what the average length of time is for a graduate to repay their student loan.
Answer
The average length of timefor a graduate to repay their student loan is 13 years.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 26 February 2004
To ask the Scottish Executive what the total outstanding debt is to the student loans company.
Answer
The information requested isgiven on table number 6, page number 58 of the Student Loans Company AnnualReport 2001-02, published by the Student Loans Company in 2003, a copy of whichis available in the Parliament’s Reference Centre (Bib. number 30921). TheStudent Loans Company annual report 2002-03 will soon be published and copieswill be placed in the Parliament’s Reference Centre.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 26 February 2004
To ask the Scottish Executive how many student loans have been taken out in each year since they were introduced.
Answer
The information requested isgiven on table number 2, page number 57 of the Student Loans Company annual report2001-02, published by the Student Loans Company in 2003, a copy of which isavailable in the Parliament’s Reference Centre (Bib. number 30921). The StudentLoans Company annual report 2002-03 will soon be published and copies will beplaced in the Parliament’s Reference Centre.
