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I will ask a few questions about debt and suicide. In relation to the Money and Mental Health Policy Institute’s research in 2018, what reassessment has taken place of the scale of the problem of suicide and debt? I will bring in Rebecca Stacey first, then anyone else can comment if they want to.

My question is about access to help and support, and early intervention. From the witnesses’ experiences, what scope is there to identify people earlier and provide them with a referral? That might not necessarily be in a mental health context; it might relate to other organisations that might be in contact with individuals who are financially vulnerable.

Thanks for that.

A number of external building elements are specifically excluded from the requirement to use non-combustible materials—examples of that are doors, windows and glazing. Are the witnesses satisfied that those exemptions will not potentially compromise fire safety? If not, what changes would you like to see made to the regulations?

Good morning, and thank you for joining us in the meeting room and online.

I will continue the line of questioning about the regulation preventing the use of

“highly combustible metal composite material”

in external cladding and insulation. Is the definition in the regulations robust enough to ensure that any dangers that are posed by such material have now been reduced as far as is reasonably practicable? Are there other things that we need to look at specifically in terms of metal composite material? Peter—you touched on that, so I will start with you.

Does anyone else want to come in on that? I know that George Edwardes is on the technical steering group.

Does anyone want to come in? I know that George Edwardes and Laura Hughes have had sound issues, but do either of you want to come in on those points? I see that they do not.

My final question is about the Government having changed the threshold from 18m to 11m, which I welcome. Do you think that all buildings should be included in that specific reduction? That is for Peter Drummond.

That is helpful. Does anyone else want to come in?

Thanks. Does Jack Evans want to answer?

Thank you for that. Does anyone else want to come in?