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Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 5 May 2021
  6. Current session: 12 May 2021 to 22 April 2025
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Displaying 1694 contributions

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Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Claire Baker

Do you know whether the breathing space in England and Wales comes with a register of people who have accessed the mental health moratorium?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Claire Baker

In England and Wales, the breathing space protects people from eviction and extends to preventing enforceable action against someone who is jointly and severally liable for a debt. There is no proposal to include that in the Scottish moratorium.

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Claire Baker

I realise that the issue of prepayment meters is reserved, but have you given any consideration to how any moratorium would affect those meters? The question is about a creditor’s ability to force a household to use a prepayment meter. Is that something that you are aware of or have considered? I realise that that is a reserved matter, but has there been any discussion with the United Kingdom Government about preventing that?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 29 November 2023

Claire Baker

Thank you.

The other issue is around calls to reform diligence against earnings. The minister has recognised that we are in a cost of living crisis and the Government previously increased to £1,000 the threshold for bank accounts. He knows that there are calls for a similar move to be introduced for earnings, so that there would be a £1,000 threshold before money could be seized.

I suspect that the minister is going to tell me about stage 3 of the review, but we heard in evidence that, for some people, that is too long to wait. There are people in desperate situations and the amount that is able to be arrested from earnings is causing additional pressures on them. We are not talking about people in wealthy households. It is about whether we can increase to £1,000 the amount that is protected.

There have also been calls for flexibility. I cannot remember, because I did not write it down but I think that, at the moment, the protected amount is about £656. For the creditor, perhaps there could be some flexibility, rather than there being a set amount. There are calls for that to be done, and the bill is an opportunity to do something about it rather than wait until stage 3 of the review has concluded. We have increased the threshold for bank accounts, so that change would bring earnings in line with bank accounts. The arguments for the bank account threshold to be increased that were made at the time also apply to earnings arrestment.

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 22 November 2023

Claire Baker

Thank you. I will now briefly suspend the meeting.

09:59 Meeting suspended.  

10:00 On resuming—  

Economy and Fair Work Committee

Just Transition (North-east and Moray)

Meeting date: 22 November 2023

Claire Baker

Ms Chapman, I want to make some progress. I will bring you back in at the end if there is time.

Economy and Fair Work Committee

Interests

Meeting date: 22 November 2023

Claire Baker

Thank you.

Murdo Fraser has an interest to declare in relation to this morning’s meeting.

Economy and Fair Work Committee

Economic Activity of Public Bodies (Overseas Matters) Bill

Meeting date: 22 November 2023

Claire Baker

We have received some evidence on the Scottish procurement policy note from 2014 that strongly discourages trade with illegal settlements in the occupied Palestinian territories, which, I understand, is still a relevant policy. The minister presents a case in which the Scottish Government argues that it does not deviate from UK foreign policy. Are you confident that that position is consistent? I raise those points on behalf of the committee in respect of representations and evidence that we have received.

Economy and Fair Work Committee

Economic Activity of Public Bodies (Overseas Matters) Bill

Meeting date: 22 November 2023

Claire Baker

The committee is going to do some post-legislative scrutiny of that act, so we may consider that area in more detail.

What engagement has the Scottish Government had with the UK Government and other devolved Administrations that have also been considering the LCM?

Economy and Fair Work Committee

Just Transition (North-east and Moray)

Meeting date: 22 November 2023

Claire Baker

What do you think the understanding is? I think that people know that a transition has to take place, but what does the “just” part of that mean? Small businesses might think that they need to change their energy source or take other practical measures, but is there an understanding of what it means for the transition to be just?