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Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 5 May 2021
  6. Current session: 12 May 2021 to 21 April 2025
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Displaying 740 contributions

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Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Murdo Fraser

Good morning, minister. I have a mild fascination with this subject, dating back to my days in legal practice. To put that in context, I can remember being instructed by an England-based bank that had been approached by an impoverished Scottish farmer—not Jamie Halcro Johnston, I hasten to add. The bank was prepared to lend him some money and he had offered a flock of sheep as security, but I had to try to explain to the institution that it could not take security over the flock of sheep unless it took delivery of that flock, which was not of interest to the bank. I am delighted that the law has been reformed to simplify such processes, but that throws up a range of other issues that we must carefully consider.

You referred to the change in the definition of insolvency, which arose from the consultation process run by the Scottish Government. You mentioned the responses to that consultation, but those have not been published and we do not know what else was in them. Is there any reason why you have not published the consultation responses, and was there anything else in those responses that you considered but decided not to change at this stage?

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Murdo Fraser

It would be of interest to the committee to see whether there are other issues that we could look at in future.

I will widen the point slightly. Minister, before you arrived, we had a discussion in private about some of the issues that are thrown up by the legislation, particularly the risk to a purchaser, whether it be a consumer or a business, in relation to moveable property. They might not be aware that the law has changed in this area and that whatever they are purchasing might be attached and have a charge against it, because that simply might not have crossed their radar. How much has the Government done to raise awareness or create publicity for those who might be impacted by that?

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Murdo Fraser

I guess that that is my concern. Raising awareness among practitioners is one thing, but not everybody who is purchasing something moveable would necessarily involve lawyers in the transaction. Whether it is a business or a consumer parting with quite a large sum of money for something, they might realise that there is a charge on it only after the event.

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Murdo Fraser

Having reflected on some of the questions that I asked earlier about protections for purchasers, I want to return to them.

I understand that consumers are not covered by the legislation, because only businesses can grant pledges and charges. What happens if somebody buys from a business but not in the ordinary course of business? It is probably easier to illustrate with an example. Mr Halcro Johnston has a farm, so he is conducting a business. He is granted a charge over his moveable assets, including his combine harvester. I decide that I am going to buy his combine harvester, because I am a collector of old combine harvesters. In that circumstance, would I be protected, or would I need to search the register to ensure that there was no charge against it?

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Murdo Fraser

Because I am not a business.

Economy and Fair Work Committee

City Region and Regional Growth Deals

Meeting date: 22 January 2025

Murdo Fraser

Good morning. I want to broaden the discussion out a little bit. The city deals were intended to deliver economic growth and provide a broader economic opportunity, but there is also an issue with the extent to which the businesses that you represent were able to benefit directly from the on-going work. Can you give me some reflections on that?

You have all suggested that, whether it be in relation to small businesses or women, no direct opportunities have been coming through from the city deals. How do you see the broader advantages of what is being delivered? For example, infrastructure projects are part of a lot of the city deals, and clearly they will have a broader economic impact that will benefit business.

Economy and Fair Work Committee

City Region and Regional Growth Deals

Meeting date: 22 January 2025

Murdo Fraser

I have a follow-up question—perhaps you can answer in reverse order, starting with Duncan Thorp. On the selection of projects in each city deal and how those were chosen, if we were doing this again, how would you set up the deals differently to try to address some of the concerns that you have raised?

Economy and Fair Work Committee

City Region and Regional Growth Deals

Meeting date: 22 January 2025

Murdo Fraser

Did that not happen? I remember lots of conversations taking place around city deals and people making bids for their projects.

Economy and Fair Work Committee

City Region and Regional Growth Deals

Meeting date: 15 January 2025

Murdo Fraser

Thanks. I have one more question. Secretary of state, you mentioned the towns fund. In the area that I represent, the city of Perth was due to get some funding for three quite important cultural heritage projects. Has that money gone now, or is there still some prospect of it coming back?

Economy and Fair Work Committee

City Region and Regional Growth Deals

Meeting date: 15 January 2025

Murdo Fraser

Not if there was an underspend in the budget.