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Thank you for helping us out by providing such in-depth answers. I am certainly not a lawyer, so I have some daft-lassie—as opposed to daft-laddie—questions.

You alluded to this on the opposing side, but I want to narrow it down a bit. Do you have any views on the necessity of the proposed provisions? What would be the implications of not enabling compensation recovery for Social Security Scotland benefits? I am not sure who is the best placed to answer that question.

I welcome the witnesses back to the committee. I really appreciate your candour and honesty on these questions. It is important that the committee hears about how we get things right and where the issues are when it comes to redeterminations.

About 75 per cent of child disability payment redeterminations are decided in favour of the client. Does that raise any concerns with you about the decision-making process for that benefit? We will start with you, Erica, if you do not mind. Please be as open and honest as you can on this point.

I just want to make sure that I have this right. If additional information has come forward in the cases in which there is a positive redetermination, the argument would be that we should look for that proper information up front. Is that what you are saying—that we should really look at how we front load the process to ensure that we have the information right the first time, as was alluded to earlier?

That is very helpful. I was going to ask for a couple of suggestions about what Fiona Collie meant by “balance”, but you have just given some. Thank you very much indeed.

Good morning. I thank the witnesses for coming along. On that theme, the balance has to be right, and the evidence that we have received shows that that involves very fine movements.

I will focus on what happens following a bereavement. It is possible that the deceased’s benefits might be overpaid. Do you have any comments on the ability to recover benefit overpayments from the estate of an individual who has died? Obviously, that is a very specific example, but I am intrigued to know what you think about it.

I appreciate that. I think that a lot of people will take a position of authority over a loved one in a legal sense without really understanding the full ramifications of what that means. For example, power of attorney can very easily be taken by a person who is helping somebody and wants to care for them without their knowing what the ramifications of that are. That is a very important point.

What is Kirstie Henderson’s opinion on whether that will prevent people in that position from putting themselves forward? Will they understand that they might not know what they are putting themselves forward for?

That is helpful. Thank you.

Will the provisions help to tackle instances of financial abuse? That has been touched on, but I would like a bit more information about that, if that is possible. I will go back to Claire Andrews.

That is very helpful. Thank you.

I will move on to authorising appointees, which is a slightly different issue. This question is very much for Craig Smith. SAMH was instrumental in shaping the Social Security Scotland provisions for authorising appointees. Can you explain the problems with the DWP process and how the Scottish process differs from it?

Thank you very much for a very open and honest answer. I appreciate that. Maybe Allan Faulds could come in on that question.

Does anybody else want to come in on that question? I do not think so. People are shaking their heads.