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That is helpful. Thank you very much for that detail.

Miles Briggs wants to come in on something else.

Yes.

Thanks, minister, for your awareness about working closely with us. That is much appreciated.

You talked about skills and the time that it will take to train people. How long will that take? Stephen, you talked about training to degree level. Will the training that people have to undergo take, say, a year?

From what you have said, it certainly seems that there is a lot of technical detail that needs to be well understood.

My question was also about future proofing. Given that we will build more buildings, will we end up in a situation where we have more buildings that are not tied to developers? Is there something that we could do to join that up more?

That is very helpful. It is concerning to hear that there is a lot of worry and wondering about the system and processes.

You talked about it being possible to offer a mortgage at the EWS1 point but there being the SBA in the background. How could we move forward from that?

So, a bit more nuance is needed.

Thanks very much, Willie. I was just going to say that.

Marie McNair has questions for Chris. We will then come to Fionna, so if there is anything that you want to say at that point, you are welcome to do so.

We now turn to item 2, which is to take evidence on building safety, focusing in particular on progress over the past year on the single building assessment pilot programme, responses to the zero valuation of flats in blocks with potentially flammable cladding systems stemming from the external wall system 1 process, and the Scottish safer buildings accord. We are joined for our first panel by Chris Ashurst, who is group co-ordinator at the High Rise Scotland Action Group, and Fionna Kell, who is director of policy at Homes for Scotland.

I will begin. Chris—I will start with a question for you, and then I will come to other committee members. Are home owners and buyers still experiencing problems in moving or obtaining mortgages due to the zero valuation of homes that has been caused by concerns about fire safety? If so, what impact does that have on the people who are affected?