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Part of the challenge is that legislation is a bit linear. You can only do so much in a session, so it is hard to pull it all out and do it all at once.

I take your point that it would be good to do it in a more holistic way, but it is a challenging piece.

Emma Roddick has a supplementary question.

We are joined on our second panel by Callum Chomczuk, who is the national director of the Chartered Institute of Housing in Scotland; Sharon Egan, who is the head of housing services at South Lanarkshire Council, and is representing the Association of Local Authority Chief Housing Officers, otherwise known as ALACHO; Eilidh Keay, who is the Edinburgh city chair of Living Rent; Jennifer Kennedy, who is the director of public affairs at Homes for Scotland; Carolyn Lochhead, who is the director of external affairs at the Scottish Federation of Housing Associations; and Gordon MacRae, who is the assistant director of communications and advocacy at Shelter Scotland.

We will try to direct our questions to specific witnesses where possible. If you would like to come in, please indicate that to the clerks. As usual, there is no need for you to operate your microphones. We will do that for you, so that is one less thing for you to think about as you are considering how to respond. I will start with some general opening questions, and then I will bring in my colleagues.

We have put this question to pretty much all the panels of witnesses. It has been six months since the Parliament agreed that there is a national housing emergency. In general, how would you assess local and national responses to the emergency so far?

I put that to Jennifer Kennedy and then Caroline Lochhead. It is probably a question for all of you to respond to, but you need only do so if you have something new and different to add to what has already been mentioned.

Before I bring Jennifer Kennedy back in, I want to see whether anyone who has not spoken wants to speak.

If no one else wants to come in on that one, I will bring in Emma Roddick.

Have you given any consideration to the role of the Scottish National Investment Bank in housing in Scotland?

Does anyone else want to comment on that?

Thanks very much.

What you are sharing with us this morning is tremendous. We have a couple more questions and we need slightly shorter answers if possible. That would be tremendous.