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Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 5 May 2021
  6. Current session: 12 May 2021 to 2 April 2025
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Displaying 1207 contributions

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Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Natalie Don-Innes

I thank the witnesses for their evidence so far this morning.

Some of the earlier comments touched on the breathing space scheme. Do the witnesses have any further suggestions for reforms or improvements to the processes and procedures that could help people who are experiencing debt and mental health problems? That question goes first to Rebecca Stacey.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Natalie Don-Innes

Thank you, Rebecca. Time is moving on so, unless any other witnesses want to come in, I will pass back to the convener.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Natalie Don-Innes

I will follow on from some of those responses. In terms of debt with private creditors, could more responsibility be placed on creditors to flag a potential debt before it gets to crisis point? From looking at debt on, for example, credit cards, credit accounts and catalogues, we know that making minimum payments tends to be a real issue for people. No one who is making a minimum payment for accrued debt is doing that for any reason other than that they are in trouble; no one does that if they can pay the full amount. Creditors allow that to go on endlessly and it becomes a horrible vicious circle, with people not clearing any of the original debt.

On food poverty, people are now getting into debt paying for essential items. Creditors are popping up that enable people to buy shopping on a “buy now, pay later” basis, or to pay for shopping over three payments. I have constituents who are paying interest on food items that they bought nine to 12 months ago. That is shocking.

Are there ways in which we can deal with such situations before they become a problem? Rather than letting it get to the stage of a debt arrangement scheme being needed—a bankruptcy process would probably not be relevant—could we reduce debt by removing a portion of the interest accrued or, as I suggested, by getting the creditor to flag up the matter before it becomes an issue?

It seems that when we get rid of one problem organisation or one of those types of creditor, others pop up. Is there a way in which we could limit them? They tend to focus on and target people on low incomes.

Net Zero, Energy and Transport Committee

Role of Local Government in Delivering Net Zero

Meeting date: 3 May 2022

Natalie Don-Innes

Thank you. Does Paul White want to add anything?

Net Zero, Energy and Transport Committee

Role of Local Government in Delivering Net Zero

Meeting date: 3 May 2022

Natalie Don-Innes

We have spoken this morning about the role of local authorities in the delivery of not only a net zero transport system but consistency across the board.

What role can regional transport partnerships play in the delivery of net zero? Do the witnesses feel that that role might differ based on the model of RTP, and could any problems arise from that, given different responsibilities, approaches or, perhaps, inconsistencies?

Net Zero, Energy and Transport Committee

Energy Price Rises

Meeting date: 26 April 2022

Natalie Don-Innes

Thank you.

Net Zero, Energy and Transport Committee

Energy Price Rises

Meeting date: 26 April 2022

Natalie Don-Innes

Scottish Power’s parent company, Iberdrola, has announced that it forecasts a net profit for 2022 of somewhere between €4 billion and €4.2 billion. Taking those profits into consideration, how can Scottish Power justify increasing household utility bills by 54 per cent, in line with the increase in the energy cap? I put that to Keith Anderson.

Net Zero, Energy and Transport Committee

Energy Price Rises

Meeting date: 26 April 2022

Natalie Don-Innes

Thank you for your thorough response.

Net Zero, Energy and Transport Committee

Energy Price Rises

Meeting date: 26 April 2022

Natalie Don-Innes

Frazer Scott said at the beginning that it is not going to be a choice between heating or eating; it is just going to be a fact that people have no money. We all have real concerns about how that will impact people’s everyday lives.

We have people on prepayment meters; if you have no money, you have no money to put into a prepayment meter. I would like to see more advice coming from suppliers on the differences between debit meters and prepayment meters. Often, information from suppliers is extremely complex. Prepayment meters do not work for everyone and there can be real complications when people try to change from a prepayment meter to a debit meter; there can be credit checks. Would you like to see more from suppliers to assist people who will really struggle? We are expecting people to get into debt because of this; perhaps suppliers could be working with people and giving people a little bit more leeway over the coming months, which will be extremely hard.

Net Zero, Energy and Transport Committee

Energy Price Rises

Meeting date: 26 April 2022

Natalie Don-Innes

To follow up on your first point, do you feel that energy suppliers are genuinely trying to keep costs down and that, without continued increases in the price cap, private energy firms would struggle? Are those increases necessary, when energy firms are still achieving high profits?